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• Any individual with gross annual income of Rs. 2,00,000.00 and above

• “25% of the sanctioned credit card limit “
• Per day maximum limit of cash withdrawal is Rs.25,000/- (Subject to cash withdrawal restriction if any by RBI then and there)

• The welcome kit containing the card will be sent directly to the cardholder through Speed Post.
• The PIN will be in the form of GREEN PIN (Paperless). After obtaining the card, the Cardholder can generate the Green PIN in the following ways.

- Cardholder can generate PIN just by inserting their card in any of our TMB ATM using OTP (or)

- Through Credit card customer Portal by providing Card Number, Expiry Date, Date of Birth and OTP.

• Mobile Banking

  Customers can pay their Credit Card bill repayments through TMB M-Bank Application.

• Internet Banking / Net Banking

  Using Internet banking, customers can pay the credit card bill amount before the payment due date, by debiting the operative accounts maintained at our bank.

• Over the counter at branches

  Customers can also pay the credit card bill amount before the payment due date over the counter at any of our branches.

• NEFT/RTGS

  Customers who have availed our TMB Credit Card, can also make the Bill payment easily through NEFT / RTGS from other bank Account by providing the details as given below,

  Beneficiary details	Values
  IFSC Code	TMBL0000900
  Bank Name	Tamilnad Mercantile Bank Ltd
  Branch Address	ATM Cell, Chennai
  Account Number	<16 digit credit card Number>
  Account Holder Name

• Lost Card liability upto Rs.50,000/- covered from the time of intimation to the bank.
• Personal Accidental Death Coverage of Rs.5.00 lacs for Card Holders.